A near-fatal car crash, a podunk hospital, and a derogatory report on my credit walk into a bar. [–]wijwijwij 1 point2 points3 points 1 year ago (0 children), https://wiki.gnucash.org/wiki/OFX_Direct_Connect_Bank_Settings, https://wiki.gnucash.org/wiki/Setting_up_OFXDirectConnect, [–]NotTobyFromHR[S] 0 points1 point2 points 1 year ago (4 children), [–]convoluteme 2 points3 points4 points 1 year ago (2 children). [–]OnlyARedditUser 2 points3 points4 points 1 year ago (0 children). That's fair. They had some issues at the beginning but it has worked very well for me. If you've only got a few accounts Mint performs pretty well. Allows me to forecast any accounts with cash flow (have to add bills and deposits (like paychecks). Quicken Deluxe is an excellent tool for getting a handle on your household finances, but itâs not for budgeting newbs. You would write it up as a transfer between your money and some expense "account". If I didn't get a discount on Quickenâ¦ For the Mac I moved from Quicken to Banktivity several years ago and it can do everything on your list. In the end, it depends on how complex your life is. Quicken for Mac imports data from Quicken for Windows 2010 or newer, Quicken for Mac 2015 or newer, Quicken for Mac 2007, Quicken Essentials for Mac, Banktivity. I'm working for a pretty large organization, and we use an enterprise solution in town, but on two of the centres I keep books in GnuCash (and then later everything gets transferred to the main office). [–]turkeychicken 0 points1 point2 points 1 year ago (0 children). If allocate $100 a month to a category and if there is $50 left, it carries over to the next month and I start with $150. I've been using it less than a month, so it's hard to say. If I enter it in with the receipt, I can handle this. No! I use YNAB for my budgeting, mortgage tracking, retirement tracking, credit cards, savings accounts, and even my HSA. (self.personalfinance). Then, when I get my paycheck on the 20th, I can pay the bill and mark the invoice/bill as paid in Quicken. [–]enokeenu 0 points1 point2 points 1 year ago (0 children), [–]wijwijwij 1 point2 points3 points 1 year ago (9 children). Unfortunately Gnucash is the only program I am familiar with so I can't suggest an alternative for you. Iâve been fearful of allowing anyone to access my account so my question is how safe is it and is it worth connecting? Quicken cloud seems to be syncing incorrect data ftter the last update. [–]NotTobyFromHR[S] 0 points1 point2 points 1 year ago (1 child). Because I have quite a bit of "goals" planned out in Quicken (e.g. jan - dec for 2018) Mortgage payments (part of transaction reconciliation), Retirement account balances. [–]reading_rainbow04 2 points3 points4 points 1 year ago (0 children). Had to turn off cloud sync. I bought the android app at the same time, but I haven't used it much yet. I switched from quicken to YNAB in June last year. [–]rtwright68 2 points3 points4 points 1 year ago (3 children). I give it two thumbs up. For example, you'll need the "Premier" edition if you want to handle investment accounts (although if you were so inclined, you could simply set up an investment account as a "savings" account in Quicken and reconcile your statements once a month if you were investing long term and could live without up-to-the minute portfolio values in Quicken). I have a coupe cars, a home, stock investments, 401k, and am now looking into an investment property for rental. Quicken is the best known personal finance software. 3. portfolio value vs. cost-basis time-series chart (or table) If they can't even get that right it's like I've dodged a bullet by not continuing on with it. Personally, I distrust saving that information on a web server, and it also invalidates some web banking agreements. Sometimes I look at the features of the enterprise solution, and wish they would come to GnuCash. I've been working on a financial dashboard in python that allows me to look at different things. [–]thunder-thumbs 2 points3 points4 points 1 year ago (0 children). There are options but are you looking for an accounting product of something to track accounts and account transactions? This topic has come up on Bogleheads a number of times. Is there something you wish it did that it doesn't, or wish it did better? Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. 2) I want to be able to reconcile with the bank statement. GnuCash does all of this, and it is free! Price: $69.99 (one time fee) Available only for iOS, Banktivity is an app that allows you to condense your banking information into one place to make planning for the future easier.. 2. YNAB is so simple. Aside from split transfers, which really just causes a slight headache to reconcile manually, I find that YNAB can handle everything you're looking for. I just like YNAB's way enough to pay for it. Quicken is rated very highly on major customer review platforms. I switched from quicken to Mint a couple years ago. Transaction reconciliation - I categorize my transactions. Thanks for linking to ClearCheckbook! In the end, it depends on how complex your life is. Personally, I like that a lot. This is literally all I care about as all the tracking and reporting I could do a better job of with an Excel sheet than quicken, but entering transactions is a nightmare I'm unwilling to do myself. The subsequent editions removed functionality so we're all in the same boat. I'd be happy to set that up for you. They use code that runs faster, connects seamlessly with other financial companies (like bank accounts and credit cards), and just has fewer issues doing regular tasks like tracking your net worth. [–]ThePenultimateOne 0 points1 point2 points 1 year ago (0 children). But it still gave users a quick way to get insight into their spending, saving, and other financial patterns. Quicken for Mac imports data from Quicken for Windows 2010 or newer, Quicken for Mac 2015 or newer, Quicken for Mac 2007, Quicken Essentials for Mac, Banktivity. [–]CM57368943 0 points1 point2 points 1 year ago (2 children). If that is an important feature to you, Gnucash may not be the best solution. Looks like you're using new Reddit on an old browser. But you can customize reports and graphs much easier. Am I missing out on employer match by maxing out 401k early? Quicken Online also acted in an app-like way for iPhone users, specifically. Scam alert: Ignore any private messages or chat requests. Is Quicken the way to go for tracking all of this? It's free to sign up and use. It will automatically categorize them by the last category you assigned the payee. 30-day money back guarantee: If youâre not satisfied, return this product to Quicken within 30 days of purchase with your dated receipt for a full refund of the purchase price less shipping and handling fees. I do it for a couple reasons. 7. export transaction/reports as CSV, [–]Hyppy 1 point2 points3 points 1 year ago (3 children). (not a requirement, just nice), [–][deleted] 8 points9 points10 points 1 year ago (1 child), have you tried YNAB? Quicken Deluxe includes more personal finance management tools than any competitor, but it's relatively expensive and many features aren't available in â¦ Purchased it and am trying to wade through the options to get myself on point dollar for dollar. Quicken is pretty good, but it seems more like a marketing platform for Intuit than anything else: they force you to upgrade every few years, there were ads in the program and it tries to sell you other services and upgrades. It's going to sunset eventually but I'll probably run it on my oldest Mac until one of us dies. They had some issues at the beginning but it has worked very well for me. 30-day money back guarantee: If youâre not satisfied, return this product to Quicken within 30 days of purchase with your dated receipt for a full refund of the purchase price less shipping and handling fees. Just mention you came from Reddit in the message! I enter all of my transactions in manually. Long story short, even with these small flaws in Quicken, I must say that it (at least the "Home & Business" edition, I can't really speak for the others) is well worth the small investment. And this may make it worth your while. Wow - I used GnuCash probably 15 years ago - amazing it's still going strong! The App is a companion app and will work only with Quicken 2017 and above desktop products. Step 1 when I install software is to change that so that I can actually read what's on the screen. The functionality has impressed me. [–]turkeychicken 3 points4 points5 points 1 year ago (2 children). I don't know how common this is, but my credit union (BECU) has an in-house money management feature that handles all of this. They do this by enabling you to We have a premium version as /u/rtwright68 mentioned but we never force anyone to upgrade. an upcoming trip to Tahoe and the impending doom that is Christmas shopping 2012), I do find it a bit bothersome that Quicken creates "accounts" for individual goals and shows "contributions" as transfers. I've used everything over the last 15 years: Quicken, Money, Quicken(again), MoneyDance, and YNAB and YNAB is also my favorite because of the way it handles budgeting. Allows me to forecast any accounts with cash flow (have to add bills and deposits (like paychecks). I've been using Quicken H&B for years. Is YNAB capable of automatic downloads and categorization of transactions? Jobs are usually for business. [–]NotTobyFromHR[S] 1 point2 points3 points 1 year ago (1 child). It also had good reports that let me track net worth over time. I was a fan of Quicken but let's accept reality â Quicken breaks a lot. The best way is to manually enter your receipts into ClearCheckbook on a regular basis. In hind sight I would have used it a little longer before buying the app. 6. import quicken transaction data [–]statitica 0 points1 point2 points 1 year ago (0 children). 1) If I buy groceries and socks at the same place, the bank doesn't know how much should be allocated to groceries and how much to clothing. When using the supplied Net Worth report, I get a valuation that looks correct. Private communication is not safe on Reddit. Is Quicken really the only tool that does what it does. Moneydance should be able to address all of those needs. Other. Well worth the effort in the set up. To answer your question, I looked around when I started getting dire warnings from my last upgrade. I started using mint.com this year, but I wonder if a program like Quicken would be worth the small investment. The basic features of both platforms are very similar. Quicken can help you keep track of your money, pay bills and set â and â keep budgeâ¦ [–]Hyppy 1 point2 points3 points 1 year ago (1 child). If you have a lot of accounts and want to do more sophisticated reporting/budgeting a commercial program may do better for you. It's all groceries. 1. This allows you to do cool things. This is an important aspect of picking your accounting software that should not be overlookedâaccounting is complicated, and any service that can make it a little easier is well worth the investment. Do you manually reconcile the transactions or automatically reconcile them? Locked in a 15yr @ 1.875%, did I screw up? Banktivity. Quicken is a financial management program developed and distributed by Intuit. Quicken for Mac imports data from Quicken for Windows 2010 or newer, Quicken for Mac 2015 or newer, Quicken for Mac 2007, Quicken Essentials for Mac, Banktivity. If you've only got a few accounts Mint performs pretty well. I want to track my personal spending and income. My Parents accidentally saddled me with their debt and won’t address it. Quicken Onlineâs interface was sleek and user-friendly for the time, though today it would feel clunky and out of date. I'm just trying to figure out if it's worth it or not. 30-day money back guarantee: If youâre not satisfied, return this product to Quicken within 30 days of purchase with your dated receipt for a full refund of the purchase price less shipping and handling fees. [–]206-Ginge 1 point2 points3 points 1 year ago (0 children). unresolved and quicken support has not helped yet. Simplifi by Quicken is a web-based personal finance manager that gives consumers fast, easy access to their financial accounts, including a real-time look at â¦ So Quicken's Bill Pay feature isn't as necessary as it was in the past. Not only does the manual entry help you get a better grasp on where your money is being spent, it also helps prevent any issues where you might have been double billed, billed the wrong amount, etc. Haven't tried any others though. Quicken still provides everything youâve come to expect, including the ability to track all of your money in one place. Quicken for Windows is one of the most robust personal finance software applications on the market. Another thing that mildly annoys me is the fact that "Savings Goals" in Quicken utilize "asset" accounts and deduct from bank balances. I am saving time and money by using Quicken now. Mobile app is â¦ Rendered by PID 20610 on r2-app-09969602cc05bb805 at 2020-12-20 21:42:05.100006+00:00 running 406fa40 country code: US. I'm trying to get some You can download QIF, OFX or QFX files from your financial institutions and then import them into ClearCheckbook. I believe desktop software has seen its peak and will continue to decline in usage. For most people, this isn't actually a huge issue for most people who record bills when they PAY them instead of when the RECEIVE them. ... this is my first post in this sub reddit so please be nice as I'm not familiar with reddit what so ever. GnuCash is free and has been around for ages. Not all Quicken desktop features are available in the App. use the following search parameters to narrow your results: Get your financial house in order, learn how to better manage your money, and invest for your future. [–]ThePenultimateOne 0 points1 point2 points 1 year ago (1 child). I use Quicken 2007 for Mac. [–]dwinps 0 points1 point2 points 1 year ago (0 children). I also felt Quicken was reinforcing bad spending habits. If you're in the US, I saw that it was much cheaper on Amazon than from Intuit's site. So, if youâre looking for a new money management program, youâre in â¦ I have validated the file as others have suggested as well as removed the net worth graph from my home screen (I too think it is an absolute must-have view). Sure, you can do this with other software, you can do it with mint. Between these two things, I think the cost of Quicken is justified. I don't think it's trash, but it is a little less "pretty" than some other software, and it is more manual than some people like. I've been happy with Intuit's software package. For these reasons, and for my needs, Quicken no longer fits the bill, and I've switched to using Personal Capital. I just wanted to hear some opinions. thanks! Yeah, YNAB can connect to your bank account now to download transactions. The Highlights. Here's how the damage is done: My wife has been hesitant about "trusting" Quicken for our finances and planning. How does ClearCheckBook work if it does not connect to banks? Scheduled transactions allow me to estimate future payments and I can tell when there is a discrepancy between what I expected and the actual bill. Mobile Mint works better than mobile Quicken IMO, and if I really need to, I can always go to my checking app from my bank anyway. I'm just anal about my finances, and being a QuickBooks user (for work/business) this is just a habit I've picked up. I've been a rather avid user of Quicken since 2007, and would most definitely recommend the application for those looking to get a better picture of their personal finances. It does take a lot more maintenance and upkeep than Mint does. Quicken app (âAppâ) is compatible with iPad, iPhone, iPod Touch, Android phones and tablets. People tend to have the most difficulty with downloading transactions to Gnucash. I manually reconcile against statements, but Moneydance does have the ability to download transactions. These days, you have plenty of options to help manage your money. i can do all those things in ynab, i have retirement reconciled weekly, 5 years of transaction history, split transactions, and manual accounts are built-in (but connected imports are available too), there's a 4 month free trial floating around that you should nab and see if it's what you're looking for, [–]Smn8600 1 point2 points3 points 1 year ago (0 children). No complaints. If you're looking for something that will do pretty much everything, Quicken can be a good choice. So you're basically getting a nine-year-old freebie. Banktivity, GnuCash, MoneyDance and Personal Capital are alternatives I found. [–]weeglos 0 points1 point2 points 1 year ago (0 children). TL;DR I think Mint makes a great overall snapshot, But Quicken will give a more detailed picture. Thankfully, Quicken is no longer your only choice for personal finance software. Quicken's desktop software can sync up with the mobile app. I decided to stop micromanaging that stuff, as it got to be a burden. I like YNAB because of its philosophy of budgeting - that this month's income pays for next month's expenses and that every dollar has a job. YNAB's reporting is a little weak, but you can easily export it to Excel and manage it there. Is mint.com doing what you are looking for out of personal finance software? Quicken is quite good. It allows you to keep casting spells when using spells like Telekinesis, Sunbeam and Maximilian's Earthen Grasp. and join one of thousands of communities. You need to both create and edit CSS files and INI files simply to change the font size. Quicken is pretty good, but it seems more like a marketing platform for Intuit than anything else: they force you to upgrade every few years, there were ads in the program and it tries to sell you other services and upgrades. I have just started using Quicken 2018 for Windows build 18.104.22.168, having imported my data from a previous version of Quicken. But it never expires like Quicken does (Quicken is a subscription at the end it reverts to only supporting manual transaction entry one at a time), GnuCash is free, a bit more accounting like and I wasn't that fond of it when I tried it but it does work, [–]discontentedwinter 0 points1 point2 points 1 year ago (0 children). I've not used it so I can't speak to its effectiveness. I agree about the socks vs groceries at the same place. I use a spreadsheet right now to track what we spend and our typical monthly bills, but having this all in one place and downloaded automatically will be (I think) useful. I went from Quicken to ClearCheckBook.com three years ago. Press question mark to learn the rest of the keyboard shortcuts. But is LifeLock worth it, or will the fine print get you? QuickBooks vs. Quicken: An Overview . Yesterday we were doing our monthly review and she caught this problem on the net worth report. If you're willing to use older software, and if you're on Windows, Microsoft Money Sunset Edition is available for free here: https://www.microsoft.com/en-us/download/details.aspx?id=20738. [–]enokeenu 0 points1 point2 points 1 year ago (1 child). But I had decided to hold out until late March, so that I could first finish preparing my taxes using Quicken 2012. I love it. "Upgrading" from Quicken H&B 2017 to Quicken Premier 2021 Accepted Answer Closed azbruno 47 views 4 comments 0 points Most recent by azbruno November 28 Using older Quicken on Windows 7 â¦ If you're a student with a valid .edu email address you can get a year of ClearCheckbook Premium for free as well. Is Quicken worth the $30-$60? Find out here. For example, I can plot networth and change the start and stop dates. Budgeting sucked. It's not too troublesome. Which I found out capital one only allows direct connection for the account I have. I went from Quicken to ClearCheckBook.com three years ago. Or I can look at the breakdown of expenses for a particular month or year or any arbitrary timeframe. Personally, I'd prefer the balance on the savings account that I use for all of my savings goals to simply say "You have a balance of $X ($Y allocated towards future goals)." Quicken Bill Pay sends payments to anyone in the United States using your Quicken software or the Quicken Bill Pay website. Get an ad-free experience with special benefits, and directly support Reddit. Categories are mentioned by the OP; how do you make categories happen? thinking that Quicken may help track and forecast our monthly expenses and savings. After all these years of being a Quicken Premier user, I am now having this issue with my 2016 version. Join our community, read the PF Wiki, and get on top of your finances! Special tax deduction this year for up to $300 of cash donations to charities! YMMV not on a Mac though. If youâre big on tracking your net worth, itâll help you do that.It tracks both assets and debts, and it will also track investments. For what it's worth, it was released in June 2010. I rebought quicken recently because I was under the impression I was able to manual download statement and upload to quicken. Quicken still provides everything youâve come to expect, including the ability to download transactions the world the. For a replacement, I can Pay the Bill and mark the invoice/bill as paid in Quicken ( e.g program. Personalfinance community just started using mint.com this year, but moneydance does have the to. Just before using it less than a month, so it 's milk print you. 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Wish they would come to Gnucash 3 children ) particular month or year or any arbitrary timeframe 2 ) want!.Edu email address you can get a valuation that looks correct can Pay the Bill and mark the invoice/bill paid! Will automatically categorize them by the last update `` trusting '' Quicken for our finances and planning Mint account but... Much everything, Quicken can be a burden said, here are the best alternatives. Quicken still provides everything youâve come to Gnucash your finances please treat others respect! Of privacy, I looked around when I install software is to change that so that I can networth! ( part of transaction reconciliation ), retirement account balances charges on my credit walk into a bar computer that. The 20th, I can ’ t find any modern personal financial software that operates unconnected Gnucash. Categorize them by the last category you assigned the payee that information on a regular basis is first. 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